$20,000 seller to buyer concession for anyone who closes by 12/31/2024, PLUS $0 down for any storm affected buyers when using sellers preferred lender. Discover an exceptional chance to own a newly built, solid block construction townhouse in the heart of St. Petersburgs Grand Central Districtoffering the freedom of NO HOA fees and the added benefit of a detached guest house. This contemporary residence boasts hurricane rated impact doors and windows, luxury finishes, and peace of mind with a Builders Warranty, all in a NON FLOOD zone for ultimate comfort and cost savings. The main house spans two levels with high ceilings and features two ensuite bedrooms, two and a half bathrooms, and a design that blends privacy with practicality. The first floor is home to a sleek European style chefs kitchen outfitted with Samsung Bespoke stainless appliances, quartz countertops, and plentiful storage. The dining and living spaces flow seamlessly, highlighted by ambient lighting and chic fixturesperfect for hosting gatherings. A smart ready open layout fills with natural light, including a breakfast bar ideal for casual dining. Upstairs, the primary suite offers a fully finished walk in closet, an accent feature wall, and a spa inspired ensuite with floor to ceiling tiled finishes. A second spacious bedroom with a private bath and a full size laundry room with extra storage complete the upstairs level. Step outside to a low maintenance xeriscape paver patio, enclosed by a new vinyl fence and wall, creating a tranquil space perfect for entertaining. The oversized, one car detached garage offers secure parking with a 220V EV charging outlet and an epoxy coated floor. Convenient alley access and additional street parking make coming and going a breeze. Above the garage, discover a luxurious accessory dwelling unit, ideal for income generating rentals, guest accommodations, a home office, or a private retreat. Just steps from your front door, enjoy Central Aves vibrant mix of trendy eateries, bars, cafes, and shops, with attractions like Rays games, St. Pete Beach, and Downtown just minutes away. HIGH & DRY, no flood insurance required.